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A three-step process towards financial freedom

As a Hudson Member, we will show you how to become wealthy, and we’ll support every step of the way in your quest for financial freedom. Generally, our Members follow a simple, three-step process towards financial freedom.

STEP 1: Taking Control

Step One >> Initially, you will learn how to take control of your finances and develop a healthy attitude towards money and investment. Your Financial Adviser will teach you how to budget effectively and save at least 10% of every dollar you earn.

STEP 2: Mapping A Plan For Personal Wealth Creation

Step Two >> Then, with the help of Hudson’s team of qualified financial advisers, you will create a powerful plan for personal financial success. This plan will form the foundation of your wealth creation program, allowing you to plan in advance for your goals and priorities.

STEP 3: Making It Happen

Step Three >> Finally, as time progresses, you will be provided with all the education, resources and ongoing support you need to establish and maintain your investment portfolio, turning your dream of financial independence into reality.

 

STEP 1

Typically, an individual’s personal wealth is inextricably linked to his or her attitude. As such, building a positive attitude towards financial management and investment is at the heart of building personal wealth.

Accordingly, the development of your mental resolve is at the core of membership. In fact, everything we do, is skewed towards this goal. The correct mindset, however, is only half the battle. To really become wealthy, you also need an understanding of the fundamental principles of wealth creation. The good news is that these principles are unquestionably timeless and inherently simple.

As a Hudson Member, you will learn these principles, and then apply them on an ongoing basis to achieve wealth.

Learning to drive

One of the first principles wealthy people master is that to make money, you need money. For most of us, freeing up money is simply a matter of decreasing personal expenses and/or increasing personal income.

Hudson Membership will provide you with the budgeting skills and financial 'know-how' necessary to control your expenditure, freeing up at least 10% of your regular income for later investment.

You will learn how to restructure your debt, prioritising it between essential and non-essential debt.

And you will learn how to best manage financial risk, employing sensible risk management strategies to minimise the downside, while maximising the potential upside.

Mapping the road ahead

Before embarking on an investment strategy, it’s important to understand what exactly you’re trying to achieve. This is determined, not simply by the state of your finances, but also by your risk profile, your age, investment life stage and personal goals.

For instance, for an investor in the early stage of investing, the first priority might take the form of reducing personal debt, before focusing on the building of wealth through personal asset creation.

For an investor nearing retirement, the focus may turn towards consolidating wealth and adopting a more conservative investment strategy.

Hudson Membership will help you map out your investment goals, as well as provide you with the tools needed to reach those goals.

A valuable toolbox of financial tools

Throughout this ‘investment learning curve’, you will be provided with a whole host of educational resources that will provide you with the knowledge and the insights you need to lay the foundations for future wealth creation.

In addition to an absolute abundance of educational and informative articles accessible only by Members on our website, this financial toolbox includes unlimited access to ourfinancial planners. Our planners work with you to educate you on financial matters.


STEP 2

Your own Financial Adviser

When you first become a Hudson Member, you will be assigned a Personal Financial Adviser. This adviser will work with you to conduct research and reach the conclusions necessary to create a powerful and finely tuned master plan to help you achieve your goal of financial freedom.

This financial plan will neither be abstract or general. Rather, it will be tailored specifically to your personal financial situation. Every strategy, every process and every recommendation will be relevant to your investment goals, and easily applicable to your unique situation.

A Financial Snapshot

Initially, you’ll be sent a comprehensive Personal Financial Profile Questionnaire. Your responses to this questionnaire will provide your Financial Adviser with a snapshot of your current financial circumstances, as well as a clear understanding of your short and long-term investment objectives (and your risk profile).

 

Your Financial Adviser will then work through your responses to our Personal Profile Financial Questionnaire with you. This consultation normally consists of a number of telephone interviews.

Over the course of these telephone consultations, your Adviser will examine your present financial situation, identify available resources and begin to optimise your wealth creation strategy to ensure that it will achieve your short and long-term financial objectives.

Furthermore, your Adviser will spend time familiarising him or herself with your personal wealth and lifestyle goals, present knowledge of the investment markets, and exactly what you're hoping to achieve with your Membership.

Your Tailored Financial Strategy

Once your Adviser has a full picture of your current situation, your risk profile and your long-term goals, he/she will work with you to devise an investment strategy that is tailored specifically for you.

Of course, if we discover that your financial situation is not suited to immediate investment in the Australian share and property markets, we will help you to map out a plan to reach this position as quickly as possible.

By working with your Adviser, our in-house Finance and Insurance Brokers and our associated property investment experts and stockbrokers around the country you will see your strategy implemented and your goals achieved.


STEP 3

A plan alone is rarely enough to achieve success. To be truly successful, you need guidance from an experienced adviser committed to your success, plus the tools and resources needed to set that plan in motion.

In the months and years that follow your initial strategy formulation, you’ll work with our team of Financial Advisers to ensure that your personal wealth continues to increase methodically.

Ongoing support

Our advisers will keep you up-to-date with the latest financial findings as they impact on your investment strategy.

By reading our resources articles you’ll learn how to use your savings to build your own investment portfolio – containing shares and residential property. And, as time goes on, you’ll learn how to optimise the performance of your growing investment portfolio, using advanced strategies, including gearing, stock and real estate options and tax leverage.

Every week, you will receive via email the latest edition of The Hudson Report. This publication contains articles on wealth creation techniques, articles specific to shares and property investing, tips on budgeting and debt management plus detailed analysis of the prevailing economic market.

Plus, every quarter we will send an Economic Update (also via email) that outlines our Financial Advisers' views on the economy, the share market, the property market and more.

An annual investment tune-up

Each year, we will undertake an Annual Investment Review with you. This review will give you an opportunity to review and discuss the performance of your investment portfolio with your Financial Adviser, ensuring that your investment plan stays relevant to your changing needs.

On the road to financial freedom

With the support, education and guidance of First Class Ticket Membership, the growing value of your investment portfolio will only be eclipsed by the value of your new investment skills.

Indeed, in company with all Hudson Members, you will acquire the fundamental skills needed to build and manage your own investment portfolio.


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